24-Hour Services

Advantage 24 Automated Teller Machine Account Services
Convenient account access is yours with Bay Pines Federal Credit Union's worldwide Advantage 24 ATM access services. Bay Pines Federal Credit Union gives you cash withdrawal access at over 100,000 ATMs worldwide and deposit access at ATMs that accept deposits.

Money Link
Simply by using the keys on any touch-tone telephone, Money Link lets you access your accounts and conduct a variety of transactions: balance inquiries, transfers, check reconciliation, and more. And it's FREE! To use the service, call 727-399-1853.

Online Banking
Using your home or work PC, Online Banking lets you access your Bay Pines Federal Credit Union account any time, 24 hours a day, for a comprehensive look at your account activity. It's FREE!

This free service lets you view "real time" account balances and other activity on your computer (phone line toll charges may apply). On-screen commands make it easy to use, and descriptive menus guide you to balance information, account transfers, loan payments, transaction downloads to Quicken or Microsoft Money Export, rate information, and more.

One of the features of Online Banking is the Bill Pay Service. Now you can make your regular monthly payments on your computer. No more checks to write and no more stamps or envelopes to lick.

To use the Online Banking, all you need is a computer with a modem and a phone line hook-up. To log on you will need:

Your account number;
Your Money Link Secret PIN (see below); and
Online Banking Web Site Address http://baypinesfcu.cyberbranch.com

SECRET MONEY LINK AUDIO RESPONSE TELLER PIN
Both Money Link and Online Banking can be accessed only when you enter your secret Personal Identification Number (PIN). If you are a current Money Link user and already have your PIN, you can start using Online Banking immediately. If not, it's easy to obtain your Money Link PIN. Simply call Member Services during regular business hours at 727-391-9671.

Advantage 24 ATM Access to Checking
Convenient BPFCU Checking Account access is yours with BPFCU's Advantage 24 worldwide ATM network.

Overdraft Protection
No need to worry about a check being returned. Simply maintain a balance in your savings account to protect you from (Non-Sufficient Funds) NSF items. Overdraft Protection will automatically advance funds to cover a check posting to your account. (There is a $10.00 fee for this service).

Automatic Direct Deposit
Enjoy the convenience of Automatic Direct Deposit when the net amount of your paycheck is automatically posted to your BPFCU checking account. Funds are available on payday, saving you the time, gas, and effort of making deposits in person!

Other checks that may be deposited via Direct Deposit include recurring federal checks, such as Social Security, that utilize electronic funds transfer. Your joint owner may also deposit directly into his/her BPFCU account. Ask your Payroll Department for details.

It's Easy to Apply
To open a Checking Account, fill out an application and submit it in person, by E-mail, or by mail. Your initial deposit opens the account. To apply for an Advantage 24 ATM Card, please e-mail us, stop by, or call the credit union.

And It's Easy to Access Your Account
You don't have to come to BPFCU You can access your account from the privacy of your home or office, using these easy methods:

FREE Money Link Audio Response Teller,
24-hour telephone access,

FREE Online Banking, and
24-hour "on line" computer access.

Use either of these services to:
Verify paid checks,
Verify current account balance,
Transfer funds from Regular Shares (Savings) to Checking Account, or vice versa,
Verify deposits, and
Conduct various other transactions.

Join NOW!