Schedule of Fees

Dividends on Share (Savings) and Christmas Club Accounts will be compounded every month and credited to your account every quarter.

SHARE (SAVINGS) ACCOUNTS

Minimum balance required

$ 5.00

Close account within 180 days

$15.00

Quarterly statement will be provided

SHARE DRAFT (CHECKING) ACCOUNTS

Stop Payments

Per Draft
Series (three (3) or more)

$10.00
$27.50

NSF Drafts

Per Draft

$27.50

Overdraft Transfer

(Automatic)

$10.00

(Manual)

$20.00

Photocopy of Draft*

Per Item

$ 5.00

*Member must pay for any share draft photocopies ordered at the time the order is placed.

Monthly statement will be provided

Money Market Accounts

Close account within 90 days

$25.00

Two (2) withdrawals per month

FREE

Each additional withdrawal

$10.00

Christmas Club Accounts

Close account before October 1st

$25.00

Business Accounts

Monthly service fee

$17.50

Minimum balance required of

$ 5.00

Bill Payment

Monthly service fee

FREE

Enrollment Fee

FREE


ATM Cards
An automated teller machine (ATM) card is the property of Bay Pines Federal Credit Union, which may, without liability or advance notice, revoke or limit any or all cards used. The ATM card can be used for cash withdrawals, deposits, transfers. We reserve the right to impose a dollar limit on cash withdrawals made by use of the ATM card within a single day. ATM deposits have automatic 3 day hold.

Monthly statements will be provided that list the location of any ATM transaction made.

ATM Card / Money Link Audio
Response Access

FREE WITH NEW ACCOUNT

Point of Sale (POS)

$ 0.50

ATM Transactions (other than Bay Pines)

$ 1.00

BPFCU "ADVANTAGE 24" Transactions

FREE

Lost card, or replacement card

$10.00

Hot Card

$35.00

 

Debit Card

Lost card, or replacement card

$40.00

Hot Card

$35.00

Chargeback Fee

$27.50

 

Visa. Card (Classic)

Lost card, or replacement card

$25.00

Increase limit by phone

$25.00

Late payment fee*

$15.00

Over credit limit

$15.00

Monthly statements will be provided on accounts with balances.

 

Visa. Card (Gold)

Lost card, or replacement card

$35.00

Increase limit by phone

$25.00

Late payment fee*

$15.00

Over credit limit

$25.00

Monthly statements will be provided on accounts with balances.

*Late payment fee - if you are ten (10) days late in making a payment you will be charged 5% of the payment due, but not less than $15.00.
 

Other Services

Wire Transfers

International

$42.50

Domestic

$17.50

Incoming

$ 7.50

Returned Item

$17.50

Cashier's Check

$ 3.00

Official Check (Third Party)

$ 3.00

Money Orders

$ 1.50

Incorrect Address

$10.00

Any Statement Copy

$ 2.50

All Other Copies

Per Item

$ 2.50

Photocopy copies (per copy)

$ .50

Temporary Checks (per check)

$ 2.00

Financial Counseling

FREE

Notary Services

$ 5.00

Visa Traveler's Checks

Per $100

FREE

Electronic Funds Transfer (ACH)

Receive Direct Deposit

FREE

Receive Withdrawal

FREE

Return Withdrawal
Non-Sufficient Funds

$27.50

Item with Incorrect Data

$15.00

Return of Subsequent Items

$15.00

Audio Response:

FREE

-15 Transactions

-Each Additional Transaction

$ .50

Dormant Account Service Charge

$ 5.00

Fax Fee (per page)

$ 1.00

Bank Verification Request

$15.00

Exception Posting Fee

$15.00

Remove Joint Owner

$15.00

Garnishment or Levy

per occurance

$35.00

Expedited Overnight Document Service

 

$30.00

Transfer Loan, Credit Card and/or DepositAccounts to a New Account

per occurance

$25.00

Research Fee

per hour

$25.00

Medallion Signature Guarantee

 

$25.00

Escheat Processing Fee

 

$25.00

RATES AND FEES ARE SUBJECT TO CHANGE.
CONTACT THE CREDIT UNION FOR FURTHER
INFORMATION ON APPLICABLE FEES AND TERMS.

EFFECTIVE DATE 9-1-2010

Safe Deposit Boxes

Below are the sizes of boxes and their annual rental fee.
These fees are subject to change without notice.
Call the credit union for details.

3" X 5"

$20.00

3" X 10"

$40.00

5" X 10"

$55.00

10" X 10"

$75.00

Only available at Main Office.
*Prices do not reflect a $25.00 Key deposit.

Inventory of Box Contents

$25.00

Late Payment Fee

$ 5.00