| |
Regular Shares |
Current Rates |
Current Yield |
All Share Deposits* |
0.05% |
0.05% |
All Sub Accounts |
0.05% |
0.05% |
* Dividends
are paid on the average daily balance method. Minimum share
*balance to receive dividends is $100.00. |
|
Share Drafts |
No Dividends Paid |
|
|
| Certificates |
| |
$1,000.00-$9,999.99 |
$10,000.00 and Above |
| Minimum $1,000.00 |
Rate |
Yield |
Rate |
Yield |
| 3 Month |
|
|
0.000 |
0.000 |
| 6 Month |
|
|
0.250 |
0.250 |
| 12 Month |
0.150 |
0.150 |
0.349 |
0.350 |
| 18 Month |
|
|
0.549 |
0.550 |
| 24 Month |
0.300 |
0.300 |
0.747 |
0.750 |
| 30 Month |
|
|
0.896 |
0.900 |
| 36 Month |
0.499 |
0.500 |
1.144 |
1.150 |
| 48 Month |
0.648 |
0.650 |
1.342 |
1.350 |
| 60 Month |
0.847 |
0.850 |
1.490 |
1.500 |
| |
IRA Accounts |
|
|
| -Roth |
0.250% |
0.250% |
| -Traditional IRA Rate |
0.250% |
0.250% |
|
Money Market** |
|
|
Under $2,500.00 |
0.000% |
0.000% |
$2,500.01 To $10,000.00 |
0.150% |
0.150% |
$10,000.01 To $25,000.00 |
0.200% |
0.200% |
Over $25,000.01 |
0.250% |
0.250% |
| ** Based on a tiered rate, dividends are paid on the average daily balance method, paid monthly. |
Note: Regular share accounts are not limited to deposits or withdrawals per month in person, electronic, automatic and preauthorized transactions are limited to 6 per month on the share accounts. (Regulation D) However, dividends are calculated on the average daily balance, paid quarterly. All rates are subject to change according to market conditions and must be paid out of the current earnings.
Note: Money Market accounts are
limited to two (2) withdrawals per month. There is an excessive withdrawal
fee applied after the maximum. ($10.00 per withdrawal)
Rates subject to change
without notice
|
Consumer Loans
Car Loans* |
Current Loan Rates |
New or Used Car with Preapproved Voucher |
3.25% APR |
New car, truck, van - as low as |
3.50% APR |
Used car, truck, van - as low as |
3.50% APR |
*Rate is based on your credit history |
|
Boat Loans* |
|
New (70% financing) as low as |
9.75% APR |
Used (70% financing) as low as |
9.75% APR |
RV Loans* |
|
New (70% financing) |
9.50% APR |
Used (60% financing) |
10.50% APR |
Mortgage Loans |
|
Home First Mortgage |
|
Please contact Loan Department for availability and current market rates. |
Market Rates |
| |
|
Home Equity Second
Mortgage |
|
Up to 5 years (80%
financing) |
Prime +4.50% |
5 to 10 years (80%
financing) |
Prime +5.50% |
10 to 15 years (80% financing) |
Prime +6.50% |
| |
|
Signature Loans |
|
Fixed rate - as low as |
10.50% APR |
*The rate that you pay is based on your debt
to income ratio |
Share-Secured Loans
Based on |
|
3 year loan |
3.00% APR |
5 year loan |
3.50% APR |
Credit Cards |
|
Visa Platinum |
12.5% APR |
APR (Annual Percentage
Rate) The cost of your credit as a yearly rate.
Rates subject to change
without notice.
|
