|
|
|
Regular Shares |
Current Rates |
Current Yield |
|
All Share Deposits* |
0.250% |
0.250% |
|
All Sub Accounts |
0.250% |
0.250% |
|
* Dividends
are paid on the average daily balance method. Minimum share
*balance to receive dividends is $75.00 (effective
October 1, 2008) |
| |
|
Share Drafts |
No Dividends Paid |
|
| |
|
Certificates |
|
Minimum $1,000.00 |
| |
$1,000.00-$9,999.99 |
$10,000.00 and Above |
| |
Rate |
Yield |
Rate |
Yield |
|
3 Month |
|
|
2.472 |
2.500 |
|
6 Month |
|
|
2.716 |
2.750 |
|
12 Month |
2.472 |
2.500 |
3.203 |
3.250 |
|
18 Month |
|
|
3.251 |
3.300 |
|
24 Month |
2.716 |
2.750 |
3.348 |
3.400 |
|
30 Month |
|
|
3.445 |
3.500 |
|
36 Month |
2.960 |
3.000 |
3.687 |
3.750 |
|
48 Month |
3.203 |
3.250 |
3.832 |
3.900 |
|
60 Month |
3.445 |
3.500 |
4.025 |
4.100 |
|
|
|
IRA Accounts |
|
|
|
-Roth |
1.490% |
1.500% |
|
-Traditional |
1.736% |
1.750% |
| |
|
Money Market** |
|
|
|
Under $2,500.00 |
0.250%
|
0.250% |
|
$2,500.01 To $10,000.00 |
1.490%
|
1.500% |
|
$10,000.01 To $25,000.00 |
1.736%
|
1.750% |
|
Over $25,000.01 |
1.982%
|
2.000% |
|
**Based on a tiered rate, dividends are
paid on the average daily balance method. |
Note: Regular share accounts are not
limited to deposits or withdrawals per month. However, dividends are
calculated on the average daily balance, paid quarterly. All
rates are
subject to change according to market conditions and must be paid out
of
the current quarterly earnings.
Note: Money Market accounts are
limited to two (2) withdrawals per month. There
is an excessive withdrawal
fee applied after the maximum. ($10.00 per withdrawal)
Rates subject to change
without notice
|
Consumer Loans
|
Car Loans
|
Current Loan Rates
|
|
New car, truck, van - as low as
|
5.35% APR
|
|
Used car, truck, van - as low as
|
5.75% APR
|
|
Rate
is based on your credit history
|
|
|
Boat Loans
|
|
|
New (75% financing)
as low as
|
6.75% APR
|
|
Used (75% financing)
as low as
|
7.95%APR
|
|
RV Loans
|
|
|
New (70% financing)
|
9.50%APR
|
|
Used (60% financing)
|
10.50%APR
|
|
Mortgage Loans
|
|
|
Home First Mortgage |
|
|
Please contact Loan Department for availability and current market rates.
|
Market Rates
|
|
|
|
|
Home Equity Second
Mortgage
|
|
|
Up to 5 years (90%
financing)
|
Prime +2.00%
|
|
5 to 10 years (90%
financing)
|
Prime +2.50%
|
|
10
to 15 years (90% financing)
|
Prime +3.00%
|
|
|
|
|
HELOC
|
Prime +1.00%
|
|
Signature Loans
|
|
|
Fixed rate - as low as
|
10.00% APR
|
The rate that you pay is based on your debt
to income ratio |
|
Share-Secured Loans
Based on
|
|
|
3 year loan
|
2.75% APR
|
|
5 year loan
|
3.75% APR
|
|
Credit Cards
|
|
|
Visa Classic
|
9.9% APR
|
|
Visa Gold
|
9.9% APR
|
APR (Annual Percentage
Rate) The cost of your credit as a yearly rate.
Rates subject to change
without notice.
|
